Category: Insurance

This is often a condition of the lender giving you a mortgage so, in the event of a disaster, it can be repaired or rebuilt. If you don’t have buildings insurance and your house burns down, the lender will have no collateral for its loan, so will call it in. In which case, not only…

If you have a boiler you may need to add extra cover, or consider a separate policy, as most policies cover domestic items only up to a specified limited. This is because, if your boiler breaks down or floods and you make a claim, your home insurance premium does not go up as a result.…

As a matter of course, most buildings insurance policies cover the fabric of the building, including built-in kitchen units and bathroom suites, outbuildings, including sheds and garages, and any walls, gates or fences. These tend to be covered against damage or destruction caused by fire, storms, theft, vandalism, escaped water, flooding and subsidence. Some also…

This cover is optional but it’s not a good idea to skimp. In the 12 months before September 2002 there were 982,000 burglaries in England and Wales, and there are many other ways you can lose your possessions. Contents insurance covers the things that are not part of the structural fabric of your home, such…

The benefits of taking out a home insurance policy online are:   Instant home contents insurance, Competitive cover rates from trusted name Flexible home insurance cover to match your needs Free checks on your property including a roof inspection Monthly payment options View the home insurance policy wording Reduced hassle with 24 hour claims help…